Interest Rates on Post Office Schemes From 01 April 2020 TO 30 September 2020


Instrument Rate of Interest Compunding Frequency
Savings Deposit 4.00 % N/A
1 Year Time Deposit 5.50 % Quarterly
2 Years Time Deposit 5.50 % Quarterly
3 Years Time Deposit 5.50 % Quarterly
5 Years Time Deposit 6.70 % Quarterly
Recurring Deposit-5 Years 5.80 % Quarterly
Monthly Income Scheme (M.I.S)-5 Years 6.60 % N/A
National Savings Certificate (N.S.C)-5 Years 6.80 % Yearly
Kisan Vikas Patra (K.V.P) 6.90 % Yearly
Note : K.V.P Now Doubles in 124 Months

TIME DEPOSIT CHART
Amount 1 TD @ 5.50 % 2 TD @ 5.50 % 3 TD @ 5.50 % 5 TD @ 6.70 %
5,000 5,281 5,561 5,842 6,718
10,000 10,561 11,123 11,684 13,435
25,000 26,404 27,807 29,211 33,588
50,000 52,807 55,614 58,422 67,176
1,00,000 1,05,614 1,11,229 1,16,843 1,34,351
N.S.C CHART
Amount N.S.C @ 6.80 %
5,000 6,947
10,000 13,895
25,000 34,737
50,000 69,475
1,00,000 1,38,949
M.I.S CHART
Amount M.I.S @ 6.60 %
45,000 248
90,000 495
3,00,000 1,650
4,50,000 2,475
9,00,000 4,950
RECURRING DEPOSIT CHART
Amount RD @ 5.80 %
500 34,848
1,000 69,697
1,500 1,04,545
2,000 1,39,393
5,000 3,48,484
5 YEARS M.I.S TO RD CHART
Amount Int RD Investment MATURITY Total
45,000 248 248 × 60 = 14,880 17,285 62,285
90,000 495 495 × 60 = 29,700 34,500 1,24,500
3,00,000 1,650 1,650 × 60 = 99,000 1,15,000 4,15,000
4,50,000 2,475 2,475 × 60 = 1,48,500 1,72,499 6,22,499
9,00,000 4,950 4,950 × 60 = 2,97,000 3,44,999 12,44,999

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